THE MANAGER TERMS OF SERVICE Effective date: July 22, 2026 Document version: 2026-07-22 These Terms of Service ("Terms") are a legal agreement between you and Jas Tandon, the independent developer of The Manager ("The Manager," the "App," "we," "us," or "our"). These Terms govern the App, its account and cloud services, and themanager-app.com (collectively, the "Service"). By creating an account, signing in, or using the Service, you agree to these Terms, the Community Guidelines version 2026-07-20, and the Privacy Policy version 2026-07-22. If you do not agree, do not use the Service. 1. Eligibility and age You must be at least 16 years old to use the Service. If you are under the age of majority where you live, you may use it only with permission from a parent or legal guardian. You may not use the Service if applicable law bars you from doing so. 2. Account required The App requires an account created with an email address, password, unique public username or handle, first name, and last name. First and last name support account identity and cross-device recovery and remain in private account storage, local app storage, and, if enabled, your personal iCloud backup. During account creation and when saving Edit Profile, you may provide a different public display name. The App clearly discloses that if you leave that public-name field blank, your profile first and last name will be used as your public display name on your profile, The Wall, and related social surfaces. An existing private profile name is not converted to a public display name until you affirmatively save that disclosed choice. You may also choose a public photo, pronouns, and bio. You are responsible for keeping credentials secure, providing accurate information, and all activity under your account. You must verify your email before using account, social, finance, or cloud-AI functions. You may not impersonate another person or create accounts to evade moderation, restrictions, or bans. 3. The Service The Manager provides productivity, goals, tasks, habits, journals, calendar and focus tools, optional health and wellness tools, AI-assisted functions, profiles, following, messaging, collaboration, challenges, achievements, and backup/export tools. Some functions may be unavailable in a particular build or location. We may add, change, suspend, or discontinue features. 4. License Subject to these Terms, we grant you a personal, limited, non-exclusive, non-transferable, revocable license to use the App for non-commercial purposes. You may not copy, modify, resell, commercially exploit, scrape, disrupt, reverse-engineer, or attempt unauthorized access to the Service except where applicable law expressly permits it. Apple’s Standard Licensed Application End User License Agreement also applies where applicable, and Apple is a third-party beneficiary of those terms. 5. Your content You retain ownership of content you create. When you submit or share content through cloud, social, messaging, collaboration, moderation, or support functions, you grant us a limited, worldwide, non-exclusive, royalty-free license to host, store, reproduce, transmit, display, moderate, and process that content only as needed to operate, secure, and improve the requested Service functions. This license ends when the content or account is deleted, subject to content already delivered to others and the limited safety, legal, and operational retention described in the Privacy Policy. You represent that you have the rights required to submit your content. You are responsible for your posts, messages, comments, profile fields, shared items, templates, images, audio, reports, and other submissions. 6. Community conduct The Community Guidelines version 2026-07-20 are incorporated into these Terms. You may not harass, threaten, exploit, dox, discriminate, impersonate, spam, defraud, distribute malware, infringe rights, post illegal sexual content, encourage self-harm, expose private health or financial information without permission, manipulate reports or discovery, or use the Service for unlawful activity. Do not present medical, financial, legal, or safety instructions as professional advice unless properly qualified. 7. Reporting, blocking, and moderation The Service provides reporting and blocking tools. We may filter, review, restrict, remove, preserve, or refuse content; limit visibility; disable features; suspend or terminate accounts; and make reports to authorities when required or appropriate for safety or law. Reports must be made in good faith. Limited de-identified moderation and disposition records may be retained for up to 180 days after account deletion to detect repeat abuse, prevent ban evasion, and document safety action. Raw deleted-account identifiers, public names, and reporter free text are removed from those retained records. 8. Health and wellness Health, fitness, fasting, nutrition, glucose, blood-pressure, weight, mood, and coaching functions are for general information and self-tracking only. They are not medical advice, diagnosis, treatment, emergency care, or a medical device. Obtain advice from a qualified healthcare professional before changing a medical, diet, fasting, or exercise regimen. Call emergency services for emergencies. Sensitive health processing is optional and requires a separate explicit in-app consent that you can withdraw. 9. Financial information Any budgets, transaction classifications, subscription signals, or Plaid-connected information are organizational tools, not financial, investment, tax, or legal advice. We do not initiate transactions, move money, or execute trades. Verify information with your financial institution and consult a qualified adviser when appropriate. 10. Artificial intelligence AI output may be inaccurate, incomplete, biased, or inappropriate. Review all output before relying on it. AI features do not create a professional relationship. Cloud AI may process your prompt and only the context you separately enable or explicitly request. Sensitive or destructive actions require confirmation where supported. Do not submit information you are not authorized to disclose. 11. Third-party services The Service may use Apple services, Google Firebase and Google Cloud, Plaid, OpenAI, Google Gemini, Anthropic, email providers, and other infrastructure providers. Their services may be governed by their own terms and privacy practices. We are not responsible for third-party services outside our control. 12. Intellectual property The App, website, software, branding, interfaces, and developer-provided content are owned by the developer or applicable licensors and are protected by intellectual-property law. No rights are granted except the limited license in these Terms. 13. Availability and security The Service is provided on an "as is" and "as available" basis. We do not promise uninterrupted availability, error-free operation, permanent preservation of data, or that every security threat can be prevented. You are responsible for maintaining appropriate device security and any exports you create. 14. Account deletion and retention You can permanently delete your account in the App. The deletion workflow removes the cloud account and social footprint, disconnects linked financial Items, removes the App’s local account data, and removes the App’s per-user automatic iCloud backup directory. Deletion may stop and require retry if a required system or provider cannot confirm completion. Limited records may be retained only when described in the Privacy Policy and required for legal obligations, dispute resolution, fraud or abuse prevention, or security. A short-lived de-identified moderation record may be kept for up to 180 days as described above. 15. Suspension and termination We may restrict, suspend, or terminate access if you violate these Terms or the Community Guidelines, create safety or legal risk, abuse the Service, or if the Service is discontinued. Provisions that by their nature should survive termination—including ownership, disclaimers, liability limitations, indemnification, and applicable retention—will survive. 16. Disclaimer of warranties TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED WITHOUT EXPRESS, IMPLIED, OR STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AVAILABILITY, SECURITY, AND NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME MAY NOT APPLY TO YOU. 17. Limitation of liability TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE DEVELOPER WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR LOSS OF DATA, PROFITS, GOODWILL, OR BUSINESS, ARISING FROM THE SERVICE. BECAUSE THE APP IS PROVIDED FREE OF CHARGE, TOTAL AGGREGATE LIABILITY FOR CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED US $100. THIS LIMIT DOES NOT EXCLUDE LIABILITY THAT CANNOT LAWFULLY BE LIMITED. 18. Indemnification To the extent permitted by law, you agree to defend, indemnify, and hold harmless the developer from third-party claims, damages, liabilities, and reasonable costs arising from your content, unlawful use of the Service, or violation of these Terms or another person’s rights. This provision does not apply where prohibited by consumer law. 19. Changes We may update these Terms. Material changes will receive a new document version and an in-app acceptance prompt before continued access to gated functions. The acceptance record includes the version and SHA-256 fingerprint of the exact canonical document. 20. Governing law and consumer rights These Terms are governed by the law applicable at the developer’s legal domicile, excluding conflict-of-law principles, except that mandatory consumer-protection laws in your country or state of residence continue to apply. Courts with jurisdiction under applicable law may hear disputes. This clause does not limit non-waivable statutory rights or require a consumer to bring a claim in a forum that applicable law does not permit. 21. Contact Questions, legal notices, privacy requests, and safety reports may be sent to support@themanager-app.com.